Health insurance and Medicare insurance
Additional Information
With all of the changes in the medical Insurance laws you probably have more questions now than ever, with the first being, how can I obtain health coverage that is affordable? The rules of the Affordable Care Act change every year and the penalty for not having medical insurance increases every year. I will work with you to provide the proper amount of insurance to protect you, your family, or your employees. I have found out over the years that having the right agent for your insurance needs is a must. If you are looking for health insurance or Medicare insurance in Michigan or if you need help with health insurance .gov.
You will experience the personalized service and knowledge that I can bring to you, your family or your employees. I will work with you to find out if you qualify for a government subsidy through the marketplace which can help lower your health insurance rates.
Depending on your situation, your individual health insurance,or your family health insurance plans will vary. I will discuss your needs with you to determine the correct amount of insurance. As your agent, I'm trained to answer your questions and offer you solutions for your insurance needs. I can design a plan and customize your coverage, limits, and deductibles to save you money. I'll be glad to work with you to accommodate your insurance needs.
Instead of spending your valuable time shopping multiple insurance companies, let me do the work for you. I will shop all the Insurance carriers and provide you with several competitive offers.
Medical insurance plans typically provide coverage for major medical services such as hospitalization, x-rays, lab work and emergency care. Let me tailor a program to meet your specific needs.There are times when individual medical coverage is needed only for a short period. If your situation leaves you without coverage, even for a short period of time, give me a call.
Dental insurance helps cover some of the costs associated with oral health care. Services typically covered include check ups, cleanings, fillings, x-rays, extractions, and appliances.
Vision insurance provides eye-care services at lower costs through co-pays and discounts. Covered services generally include exams, lenses, frames and contact lenses. Vision correcting procedures such as LASIK are often available at discounted rates. I can find a plan that meets your needs.
Compare Medicare Insurance
As you age your insurance needs change. If you are 65 or older you are eligible for Medicare insurance.
Insurance policies pay for specific services after Medicare pays its share. A variety of plans are available to meet your needs.
What is a Medicare Advantage plan?
If you currently are enrolled in Original Medicare, Part A and Part B, you can choose to enroll in Medicare Part C, more commonly known as Medicare Advantage. Medicare Advantage plans are offered by private health insurance companies to provide and coordinate Medicare Part A and Part B benefits (hospital and medical) for beneficiaries.
Medigap Supplement Plans
If you're concerned about Medicare costs, a Medigap health insurance policy (also called Medigap Supplemental insurance or a Medicare Supplement plan) helps pay the "gap" between what Original Medicare (Medicare Parts A and B) pays and what you pay out of your own pocket. You can get a Medicare Supplement policy through private insurance companies.
Insurance needs are constantly changing and often the industry is complex to understand. By providing my clients with ways to simplify the insurance process, I will adjust their personal needs, interests and goals as they change.
I have been in the insurance industry for many years. Each of my clients are unique and require different solutions.These programs are specifically tailored for them and allows me to put together a comprehensive solution for them.
My job is teaching people to make wise insurance choices then understand where their money is going and finally feel confident about their decisions.
Call today to schedule a free assessment.We work with customers in Clawson, Rochester Hills,Troy and other areas in Michigan.
